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In addition, customers for this kind of plan can have serious lawful or criminal histories. It is very important to keep in mind that various carriers offer a series of problem ages on their assured problem plans as reduced as age 40 or as high as age 80 - final expense insurance canada. Some will also provide higher face values, approximately $40,000, and others will certainly enable far better survivor benefit problems by boosting the rate of interest price with the return of premium or reducing the number of years until a full death advantage is offered